The Master’s University & Seminary participates in the Federal Direct Loan Student Program (FDSLP) which began with the 2010-2011 school year. In this program, the federal government acts as the lender referred to as “Direct Loans,” and the Stafford Loans are serviced by familiar agencies such as Sallie Mae, Great Lakes, PHEAA, and Nelnet.
Interest rates as low as 2.75%: In 2020, Federal Direct Stafford Loan rates are as low as 2.75%, down from 4.53% in previous years. These are not loans from TMUS, but from the US Federal Government.
Federal Direct Stafford Loans
Minimum half-time enrollment.
|Interest & Fees||
Interest Rate: 2.75% & 1.059% Origination Fee
Direct Parent PLUS Loans
Direct Parent PLUS Loan The Federal Direct Parent PLUS Loan is available to parents of dependent undergraduate students. The student must be enrolled in at least six units and the loan is limited to the cost of attendance.
Parents must be US Citizen, or eligible non-citizens with US Address. Student must be half time.
|Interest and Fees||
Interest Rate: 7.08%
Origination Fee: 4.236%
Up to cost of attendance
Private Loans - View our page
|Exit Loan Counseling||
Prior to graduating or leaving college, borrowers are required to complete an exit counseling session. This online exit counseling session has been created to ensure you understand your rights and responsibilities as a Stafford Loan borrower. The session will take about 30-40 min. to complete on www.studentloans.gov.
Your Loan servicer can be found by logging into the NSLDS website. Contact your servicer to review and schedule your repayment options.